Juhkentali 8, Tallinn Estonia 10132
+372 5980 2907 info@avchealth.eu
The best you can find in insurance

Travel insurance for one trip gives you all the benefits of IHI BUPA insurance, but you only pay for the number of days spent traveling. Insurance can be issued for any number of days up to one year and covers you in case of illness or repatriation. One trip is calculated per day, offering you the most flexible and economical option. Our medical specialists and emergency services are available 24 hours a day to help you organize treatment and get to it anywhere in the world, including in the United States.

The one-time IHI Bupa insurance covers all active, including sports, events at no additional charge. Our goal is to give you the most extensive and complete coverage so that you can feel completely safe wherever you are and what you do not. If you decide to extend your trip, you can extend your insurance online. You can extend your insurance as many times as you want to cover your trip for up to one year.

Policy cost

Each insured pays a basic premium for the trip plus a small additional daily premium for each day of the trip.

Example of calculating insurance:
You get insurance for 10 days, your age is 31 years. The cost of your insurance in dollars will be:

$ 42 (base bonus) + $ 4.5 (cost of one day) * 10 (number of days) - $ 4.35 (5% discount) = $ 82.65 .

If you want to include “Non-medical options” and “Trip cancellation options” in your policy, then the calculation will be as follows:

$ 42 (base bonus) + ( $ 4.5 (cost of one day for the medical option) + $ 3.1 (cost of one day for the non-medical option) + $ 2.5 (cost of one day for the cancellation option) * 10 (number of days) - $ 7.15 (5% off) = $ 135.85

Base coverage
Base bonus USD EUR CHF GBP
2 - 69 years old 42 34 55 23
Extra bonus per day USD EUR CHF GBP
2-16 years old 3.3 2.6 3.4 1.9
17-36 years old 4.5 3.7 4.6 2.6
37-59 years old 6.8 5.4 7 3.9
60-69 years old 9.5 7.6 9.9 5.4
Non-medical options
2 - 69 years old 3.1 2.2 2.7 1.8
Trip Cancellation Options
2 - 69 years old 2.5 1.8 2.2 1.6

IHI Bupa Policy Coverage

Base coverage
Maximum coverage per person per tripUnlimitedUnlimitedUnlimitedUnlimited
Outpatient treatment by a doctor / specialist100%100%100%100%
Prescribed Medications100%100%100%100%
Prescribed treatment by a physiotherapist / chiropractor2,5002,0003,4001,375
Preliminary painkiller dentistry300250400165
Emergency medical transportation100%100%100%100%
Medical evacuation / repatriation (must be pre-approved by IHI Bupa)100%100%100%100%
Psychologist's help in assault and robbery250 per incident200 per incident250 per incident150 per incident
Return trip100%100%100%100%
Voluntary Assisted Repatriation100%100%100%100%
Voluntary support visit100%100%100%100%
Accommodation, meals and local transport for the insured are not able to continue their journey due to an acute illness or injury and accompanying the insured, per person.6,000 per day 3005,000 per day 2508,000 per day 4003,300 per day 165
Statutory death measures100%100%100%100%
Carriage of the deceased home100%100%100%100%
Continued trip after treatment (must be pre-approved by IHI Bupa)100%100%100%100%
Medical expenses related to sports, including winter100%100%100%100%
Non medical options
Accident - Death or Disability75,00055,00083,00042,000
Maximum luggage per ride2,0001,5002,2001,100
Baggage - theft, robbery or fire100% of maximum baggage allowance
Lost or damaged checked baggage100% of maximum baggage allowance
Passport and / or cash theft100% of maximum baggage allowance
Baggage delay500350550280
Personal liability, damage to property500,000360,000550,000280,000
Personal liability, personal injury1,000,000715,0001,100,000550,000
Travel delay - documented expenses for accommodation (overnight) and meals500 per day 100350 on day 70550 on day 110300 per day 60
Missed Flight1,000800950650
Day Visit Hospital2,000 per day 501,400 on day 352,400 per day 601,200 on day 30
Security and legal assistance (10% of co-insurance)10,0007,20011,1005,500
Trip Cancellation Options
Single trip2,0001,4502,2001,100
Annual - for one trip1,5001,1001,650850