Juhkentali 8, Tallinn Estonia 10132
+372 5980 2907 info@avchealth.eu
The best you can find in insurance

IHI Bupa annual travel insurance allows you to save significantly if you travel more than once a year. With an international tour package, you get access to 24-hour emergency services and our team of medical consultants will be at your disposal wherever you are.

Annual travel insurance covers all your trips, each of which lasts no more than a month. Those. after each 30 day period, you must return to your country of residence and only then continue your journey. If you need coverage for more than 30 days, it is easier to purchase a ticket for a one-time trip or buy the required number of days for the current trip.

This insurance gives you complete freedom anywhere in the world, as You don’t have to worry about medical bills and emergency flights home. You get 24-hour support from our experts.

Each insured pays a premium. Insurance is automatically renewed every year unless it is canceled in writing. Please note that the cost of updating the insurance is lower than its new purchase.

Renewal Cost

Base coverage
2-16 years old94789552
17-36 years old13611514077
37-59 years old14511914580
60-69 years old192160196108
Non-medical options
2 - 69 years old81597247
Trip Cancellation Options
2 - 69 years old65465441

Policy coverage

Base coverage
Maximum coverage per person per tripUnlimitedUnlimitedUnlimitedUnlimited
Outpatient treatment by a doctor / specialist100%100%100%100%
Prescribed Medications100%100%100%100%
Prescribed treatment by a physiotherapist / chiropractor2,5002,0003,4001,375
Preliminary painkiller dentistry300250400165
Emergency medical transportation100%100%100%100%
Medical evacuation / repatriation (must be pre-approved by IHI Bupa)100%100%100%100%
Psychologist's help in assault and robbery250 per incident200 per incident250 per incident150 per incident
Return trip100%100%100%100%
Voluntary Assisted Repatriation100%100%100%100%
Voluntary support visit100%100%100%100%
Accommodation, meals and local transport for the insured are not able to continue their journey due to an acute illness or injury and accompanying the insured, per person.6,000 per day 3005,000 per day 2508,000 per day 4003,300 per day 165
Statutory death measures100%100%100%100%
Carriage of the deceased home100%100%100%100%
Continued trip after treatment (must be pre-approved by IHI Bupa)100%100%100%100%
Medical expenses related to sports, including winter100%100%100%100%
Non-medical options
Accident - Death or Disability75,00055,00083,00042,000
Maximum luggage per ride2,0001,5002,2001,100
Baggage - theft, robbery or fire100% of maximum baggage allowance
Lost or damaged checked baggage100% of maximum baggage allowance
Passport and / or cash theft100% of maximum baggage allowance
Baggage delay500350550280
Personal liability, damage to property500,000360,000550,000280,000
Personal liability, personal injury1,000,000715,0001,100,000550,000
Travel delay - documented expenses for accommodation (overnight) and meals500 per day 100350 on day 70550 on day 110300 per day 60
Missed Flight1,000800950650
Day Visit Hospital2,000 per day 501,400 on day 352,400 per day 601,200 on day 30
Security and legal assistance (10% of co-insurance)10,0007,20011,1005,500
Trip Cancellation Options
Single trip2,0001,4502,2001,100
Annual - for one trip1,5001,1001,650850